Overview
Recent activity
Accounts
Cash flow
Income and expenses
Top categories
Recorded net cash flow Logged income minus expenses, running total
Monthly averages
What you own and owe
Insights Based only on what you have logged
History
Suggested budgets From your last three months. Tap one to apply it.
Set a monthly budget
Spending habits
Month by month
Worth a look
Emergency fund Planned monthly costs times your target months
Living costs leave out business, trading and investing. Set your target in Settings, under Financial plan.
Monthly allocation
Payoff plan How long your debts take at a fixed monthly amount. Amounts are the euro values saved on each debt.
Recent movements
Exchange money flow
Deposits and withdrawals show money moving. They are not trading profit or loss. Exchange balances live in Accounts.
Volume by month
Net deposited, running
Net flow by month Withdrawals minus deposits
Net flow, running
By year
By exchange
Your accounts Balances move when you log an entry. Tap an account to correct it against your bank.
Transfers
Check your balances
Compare each balance with your bank or exchange app. If one is off, set the amount you see there.
Import a statement review
Load a prepared review file, compare it with your history and save each entry after checking it.
Log invoices you have been paid and business costs you can document. The tax scenario uses a yearly income you enter yourself.
Planning for Belgium
A resident scenario for after your move. Your past records stay as they are. Enter a yearly taxable income. Bank deposits and net pay are not the same thing.
Yearly income scenario
How it adds up
Notes
Your subscriptions
Possible subscriptions Charges that repeat in your history. Tap the tick to track one.
Coming up Bills, invoices, refunds and subscription renewals
Paid and settled
Account
Your data
App lock
No PIN set
Asks for a PIN each time Kosha opens on this device. Only a salted hash is stored, on this device.
Financial plan
Automatic insights
Change password
API access Let your other apps read your records and add entries. Entries they add show up here and move balances like any other.
Base URL:
Data and app
Opens full screen, like an app
CSV for a spreadsheet
Every account and record as JSON
You will need your password again